Pan Card Details Explained: What Every Information on Your Pan Card Means
In India, the Permanent Account Number (PAN) Card is one of the most important identity and financial documents. Whether you are opening a bank account, filing income tax returns, applying for a loan, or making high-value financial transactions, your Pan Card plays a crucial role. But have you ever wondered what every single detail printed on your Pan Card actually means? Each piece of information has legal significance, and errors in these details can cause serious issues in the future.
At Prisha Document Center, Ludhiana, we help individuals not only apply for a new Pan Card but also make corrections in case of any mistakes. In this article, we will break down every element of the Pan Card, explain its meaning, and why it is important for you.
1. The PAN Number (Ten-Digit Alphanumeric Code)
The heart of the Pan Card is the 10-character alphanumeric code. For example: ABCDE1234F.
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The first five characters are letters.
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The next four characters are numbers.
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The last character is a letter.
Here’s what each section means:
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First three letters: Randomly generated alphabetic series.
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Fourth letter: Represents the type of holder. For example,
P= Individual,C= Company,H= HUF (Hindu Undivided Family),A= Association of Persons, etc. -
Fifth letter: The first letter of your surname (for individuals) or name of the entity (for companies).
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Sixth to ninth characters: Sequential numbers.
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Tenth character: A check digit used for error detection.
🔹 Why it matters: Your PAN number is unique. It is linked to all your financial transactions and used by the Income Tax Department to track income, tax payments, and prevent fraud.
2. Full Name of the Cardholder
The Pan Card displays the full legal name of the holder. For individuals, it includes the first name, middle name (if any), and surname. For non-individuals (companies, trusts, etc.), it shows the registered name.
🔹 Why it matters: The name must match exactly with other identity documents (Aadhaar, passport, voter ID, bank records). Even a small spelling mistake can cause problems in KYC verification or while linking PAN with Aadhaar.
At Prisha Document Center, we help correct name-related issues such as spelling errors, initials vs. full names, or mismatched records.
3. Father’s Name (For Individuals Only)
For individuals, the father’s name is mentioned on the Pan Card. This is an additional identity detail that helps uniquely identify a person, especially in cases where multiple people may share the same name.
🔹 Why it matters: This detail is used for verification during financial transactions and government records. For women (married or unmarried), father’s name remains unchanged and must be correctly mentioned.
4. Date of Birth (DOB) / Date of Incorporation
For individuals, the Date of Birth (DD/MM/YYYY) is printed on the Pan Card. For companies, organizations, or trusts, the Date of Incorporation or formation is mentioned.
🔹 Why it matters: DOB is crucial for verifying the age and eligibility of an individual in financial activities like applying for loans, investments, or tax filings. Wrong DOB can lead to rejection of applications and identity mismatches.
5. Gender
Pan Cards issued to individuals mention the gender – Male, Female, or Transgender.
🔹 Why it matters: Gender details are essential for demographic verification and sometimes for government benefit schemes. Mistakes in gender entry can cause legal complications.
6. Photograph of the Holder
For individuals, the Pan Card carries a passport-size color photograph. For non-individuals like companies or trusts, there is no photograph.
🔹 Why it matters: The photo makes the Pan Card a valid photo identity proof. A clear, correct, and recent photograph ensures smooth verification in banks, government offices, and during biometric processes.
7. Signature (or Thumb Impression)
The Pan Card displays the signature of the holder. This is scanned from the form submitted at the time of application.
🔹 Why it matters: The signature is used for authentication in banking, legal, and official processes. If your signature on the Pan Card does not match your actual signature, you may face rejection during document verification.
At Prisha Document Center, we guide applicants to provide a clear, proper signature during PAN application or correction.
8. Hologram & Security Features
A genuine Pan Card carries a tamper-proof hologram and other hidden security features to prevent forgery.
🔹 Why it matters: These security elements ensure authenticity and protect against misuse or counterfeiting. Always check for the hologram to confirm your Pan Card is original.
9. QR Code (New Pan Cards)
Newly issued Pan Cards come with a QR code printed on them. This QR code contains details such as PAN number, name, father’s name, date of birth, and photograph.
🔹 Why it matters: The QR code allows instant verification of Pan Card details through a scanner, reducing the chances of fraud or misuse.
Why Accurate Pan Card Details Are Important
Every detail on your Pan Card is legally significant. Errors can lead to:
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Rejection of KYC at banks and financial institutions
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Difficulty in filing income tax returns
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Trouble in property or loan transactions
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Problems in linking PAN with Aadhaar
That’s why it is strongly recommended to get your PAN details verified and corrected immediately if you notice any mistake.
Common Issues with Pan Card Details
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Spelling mistakes in name
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Wrong father’s name
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Incorrect date of birth
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Blurred or outdated photograph
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Signature mismatch
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Wrong gender information
At Prisha Document Center, we specialize in correcting these errors through proper documentation and legal processes.
How Prisha Document Center Helps You with PAN Services
As an authorized and trusted service provider, Prisha Document Center in Ludhiana offers complete Pan Card services:
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New Pan Card application for individuals and entities
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Pan Card correction and rectification
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Duplicate Pan Card in case of loss or damage
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Linking PAN with Aadhaar
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Guidance for online and offline Pan Card services
Our expert team ensures error-free applications, quick processing, and complete support, making us the most reliable center for PAN services in Ludhiana.
Conclusion
Your Pan Card is more than just a financial identity document. Every single detail printed on it – from your name and date of birth to your photograph and signature – carries legal and financial importance. Mistakes in any of these details can cause significant problems in your day-to-day life and long-term financial dealings.
That’s why it is crucial to ensure your Pan Card details are always accurate and updated. With Prisha Document Center, you can rest assured that all your PAN-related needs – whether applying for a new card or correcting errors – are handled with professionalism, trust, and care.
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